POWERCAT FINANCIAL
                                                          302 Student Union, Third Floor
                                                             Manhattan, KS 66506-2800
                                               785-532-2889 or PowercatFinancial@k-state.edu
                                           Student's Name: ________________________________
                          Spending Plan for Month of: _____________________                                              
            Income (use gross income and             Your Estimate                Actual Amounts from               Expected Income for 
            indicate taxes withheld under                                                  Records                        Next Month
            expense category)
            Income from work
            Income from other work
            Loans from individuals
            Student loan refund balance
            Parental/family support
            Government benefits
            Other Income:
            Other Income:
            Total Monthly Income                              0                                 0                                0
            (add income columns)
            Expenses                             Your       Check if  Check if    Actual  Check if  Check if  Spending  Check if  Check if 
                                               Estimate expense  expense  Amounts  expense  expense  Plan for  expense  expense 
                                                               is a      is a                   is a       is a                   is a      is a 
                                                             NEED WANT             from       NEED WANT              Next       NEED WANT
                                                                                Spending                           Month
                                                                                  Diary
            Taxes & Withholdings 
            (FICA/SS/Fed/State/Local)
            Mortgage or Rent Payment
            Electricity
            Gas/Heat
            Water/Sewer/Garbage
            Telephone/Cell Phone
            Internet
            Television Cable
            Car Payment
            Credit Card Payment
            Car Insurance
            Home/Renter’s Insurance
            Life/Health Insurance
            Groceries/Meals at Home
            Meals Out
            Vending Machines
            Gasoline/Public 
            Transportation
            Auto 
            Maintenance/Repairs/Tags
            Home Repairs
        Clothing
        Uniforms
        Dry Cleaning/Laundry Mat
        Cleaning Supplies
        Personal Items
        Hairdresser/Barber
        School Tuition/Activities
        School Books/Supplies
        Student Loan Payments
        Association Dues
        Doctor/Dentist
        Drugs/Medicines
        Postage/FedEx
        Bank/ATM Fees
        Christmas/Holiday/Birthday Gifts
        Newspapers/Magazines
        Movies/Sporting Events
        Parties/Clubbing
        Tobacco/Alcohol
        Hobbies/Lessons
        Video/Book/CD/DVD 
        Clubs
        Church/Charity
        Vacation Expenses
        Gym Membership
        Pet Expenses
        Child Support
        Child Care
        Allowances to Children
        Savings
        Debt Repayment to:
        Debt Repayment to:
        Other Expense:
        Other Expense:
        Other Expense:
        Other Expense:
        Total Monthly Expenses              0                       0                       0
        (add expense columns)
        Balance (Total Income               0                       0                       0
        minus Total Expenses)