Personal Monthly Budget
                                               Net Income                                 R 0
                                                                                                PROJECTED BALANCE (Projected income minus expenses)                        R 0
              PROJECTED MONTHLY INCOME         Extra income                               R 0
                                               Total monthly income                       R 0
                                                                                                ACTUAL BALANCE (Actual income minus expenses)                              R 0
                                               Net Income                                 R 0
              ACTUAL MONTHLY INCOME            Extra income                               R 0
                                                                                                DIFFERENCE (Actual minus projected)                                        R 0
                                               Total monthly income                       R 0
              HOUSING                          Projected Cost    Actual Cost   Difference       ENTERTAINMENT                   Projected Cost    Actual Cost    Difference
              Bond or rent                                 R 0.00        R 0.00        R 0.00   Video/DVD                                   R 0.00         R 0.00        R 0.00
              Phone                                        R 0.00        R 0.00        R 0.00   CDs                                         R 0.00                       R 0.00
              Electricity                                  R 0.00        R 0.00        R 0.00   Movies                                      R 0.00                       R 0.00
              Gas                                          R 0.00        R 0.00        R 0.00   Concerts                                    R 0.00                       R 0.00
              Water and rates                              R 0.00        R 0.00        R 0.00   Sporting events                             R 0.00                       R 0.00
              Television                                   R 0.00        R 0.00        R 0.00   Live theater                                R 0.00                       R 0.00
              Waste removal                                R 0.00        R 0.00        R 0.00   Other                                       R 0.00                       R 0.00
              Maintenance or repairs                       R 0.00        R 0.00        R 0.00   Other                                       R 0.00                       R 0.00
              Supplies                                     R 0.00        R 0.00        R 0.00   Other                                       R 0.00                       R 0.00
              Other                                        R 0.00        R 0.00        R 0.00   Total                                       R 0.00         R 0.00        R 0.00
              Total                                        R 0.00        R 0.00        R 0.00
                                                                                                LOANS                           Projected Cost    Actual Cost    Difference
              TRANSPORTATION                   Projected Cost    Actual Cost   Difference       Personal                                    R 0.00                       R 0.00
              Vehicle payment                              R 0.00        R 0.00        R 0.00   Student                                     R 0.00                       R 0.00
              Bus/taxi fare                                R 0.00                      R 0.00   Credit card                                 R 0.00                       R 0.00
              Insurance                                    R 0.00                      R 0.00   Credit card                                 R 0.00                       R 0.00
              Licensing                                    R 0.00                      R 0.00   Credit card                                 R 0.00                       R 0.00
              Fuel                                         R 0.00                      R 0.00   Other                                       R 0.00                       R 0.00
              Maintenance                                  R 0.00                      R 0.00   Total                                       R 0.00         R 0.00        R 0.00
              Other                                        R 0.00                      R 0.00
              Total                                        R 0.00        R 0.00        R 0.00   TAXES                           Projected Cost    Actual Cost    Difference
                                                                                                Income Tax                                  R 0.00                       R 0.00
              INSURANCE                        Projected Cost    Actual Cost   Difference       State                                       R 0.00                       R 0.00
              Home                                         R 0.00                      R 0.00   Local                                       R 0.00                       R 0.00
              Health                                       R 0.00                      R 0.00   Other                                       R 0.00                       R 0.00
              Life                                         R 0.00                      R 0.00   Total                                       R 0.00         R 0.00        R 0.00
              Other                                        R 0.00                      R 0.00
              Total                                        R 0.00        R 0.00        R 0.00   SAVINGS OR INVESTMENTS          Projected Cost    Actual Cost    Difference
                                                                                                Retirement account                          R 0.00                       R 0.00
              FOOD                             Projected Cost    Actual Cost   Difference       Investment account                          R 0.00                       R 0.00
              Groceries                                    R 0.00                      R 0.00   Other                                       R 0.00                       R 0.00
              Dining out                                   R 0.00                      R 0.00   Total                                       R 0.00         R 0.00        R 0.00
              Other                                        R 0.00                      R 0.00
              Total                                        R 0.00        R 0.00        R 0.00   GIFTS AND DONATIONS             Projected Cost    Actual Cost    Difference
                                                                                                Charity 1                                   R 0.00                       R 0.00
              PETS                             Projected Cost    Actual Cost   Difference       Charity 2                                   R 0.00                       R 0.00
              Food                                         R 0.00                      R 0.00   Charity 3                                   R 0.00                       R 0.00
              Medical                                      R 0.00                      R 0.00   Total                                       R 0.00         R 0.00        R 0.00
              Grooming                                     R 0.00                      R 0.00
              Toys                                         R 0.00                      R 0.00   LEGAL                           Projected Cost    Actual Cost    Difference
              Other                                        R 0.00                      R 0.00   Attorney                                    R 0.00                       R 0.00
              Total                                        R 0.00        R 0.00        R 0.00   Child Maintenance                           R 0.00                       R 0.00
                                                                                                Payments on lien or judgment                R 0.00                       R 0.00
              PERSONAL CARE                    Projected Cost    Actual Cost   Difference       Other                                       R 0.00                       R 0.00
              Medical                                      R 0.00                      R 0.00   Total                                       R 0.00         R 0.00        R 0.00
              Hair/nails                                   R 0.00                      R 0.00
              Clothing                                     R 0.00                      R 0.00
                                                                                                TOTAL PROJECTED COST                                                     R 0.00
              Dry cleaning                                 R 0.00                      R 0.00
              Health club                                  R 0.00                      R 0.00
                                                                                                TOTAL ACTUAL COST                                                        R 0.00
              Organization dues or fees                    R 0.00                      R 0.00
              Other                                        R 0.00                      R 0.00
                                                                                                TOTAL DIFFERENCE                                                         R 0.00
              Total                                        R 0.00        R 0.00        R 0.00