205x Filetype XLSX File size 0.02 MB Source: www.stepchange.org
Outgoings: Your living costs Income: What money do you receive? Enter the total amount you pay including Payment amount £ How often? e.g. Average per calendar If income is variable enter an average Payment amount How often? E.g. Average per calendar towards arrears you may have weekly, monthly month £ weekly, monthly month HOUSING & UTILITY BILLS Your wage Rent You partner's wage Mortgage Part-time wages Secured loan (other than your mortgage) Child benefit Mortgage endowment premium Rent or board received Service charge or ground rent State pension Water Private pensions Council tax Pension credit Gas Universal credit Electricity Employment & Support Allowance (ESA) Other household fuels (oil, coal etc) Jobseeker's Allowance (JSA) HOUSEHOLD SERVICES Child Support or CSA Buildings & contents insurance Disability Living Allowance (DLA) Telephone and internet Income Support TV licence Working Tax Credit Satellite or cable TV Child Tax Credit Repairs, service contracts Housing Benefit Appliance rental Child support paid by you TOTAL INCOME £0 Childcare Life insurance & private pension Debts: Who do you owe money to? (This could include rent arrears, gas or electricity, credit and store cards, bank loans etc.) Medical or accident insurance TRAVEL Name of organisation or lender Type of debt Amount owed Usual payment How often? Per calendar month Spares & servicing Example: ABC Bank Overdraft £1,000.00 £100.00 Monthly 100 Road tax Car insurance Breakdown cover Fuel & parking Public transport FOOD & HOUSEKEEPING Food, toiletries & cleaning products School meals Meals at work Pets (food & insurance) Tobacco Clothing & footwear OTHER SERVICES TOTAL DEBT £0 TOTAL DEBT PAYMENTS £0 School trips & activities Medicines & prescriptions Court payments Dentist & opticians Hairdressing Type of court order Amount owed Usual payment How often? Per calendar month Professional or union fees County Court judgment (CCJ) £2,000.00 £17.50 Weekly 75.83 Education fees Laundry or dry cleaning PERSONAL & LEISURE Newspapers & magazines Sports, hobbies & entertainment Children's pocket money TOTAL COURT DEBT £0 TOTAL COURT PAYMENTS 0.00 Church or charity donations Sundries & emergencies Assets: What do you own? OTHER COSTS Type of asset Estimated value Note: Vehicle £4,000.00 If you've entered details of any property you own, we may ask for details of your remaining mortgage and equity. It helps to have this ready when you speak to us. TOTAL EXPENSES £0 TOTAL ASSETS £0
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