Sheet 1: First-Year Budget Calculator

	
	
	
	
	
	
	
	
	
	
	
	
	
	
	

		

 
		
		


		


		


		


		


		


		


	
	

		


		
FIRST-YEAR STARTUP BUDGET CALCULATOR
		


		


		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
BUSINESS
		


		
PERSONAL
		


		
FIRST-YEAR BUDGET CALCULATIONS
		
	

		


		
BUSINESS EXPENSE
		
START-UP COST
		
MONTHLY COST
		


		
ESTIMATED BUSINESS INCOME
		
YEARLY TOTAL
		


		
ESTIMATED PERSONAL INCOME
		
YEARLY TOTAL
		


		
 BUSINESS INCOME/EXPENSES 
		
 PERSONAL INCOME/EXPENSES 
		
	

		


		
GENERAL/ADMIN
		


		


		


		
ESTIMATED FIRST-YEAR INCOME
		
$0.00
		


		
ESTIMATED HOUSEHOLD INCOME
		
$0.00
		


		
TOTAL START-UP COSTS
		
 $-   
		
TOTAL ONE-TIME COSTS
		
 $-   
	
	

		


		
BANKING FEES
		
 $-   
		
 $-   
		


		
AVAILABLE CASH/SAVINGS/OTHER
		
$0.00
		


		
AVAILABLE CASH/SAVINGS/OTHER
		
$0.00
		


		
	

		


		
CONSULT FEES
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		
	

		


		
OFFICE SUPPLIES
		
 $-   
		
 $-   
		


		
EXPENSES - EMPLOYMENT
		
START-UP COST
		
MONTHLY COST
		


		
PERSONAL EXPENSE
		
ONE-TIME COST
		
MONTHLY COST
		


		
TOTAL RECURRING MONTHLY COSTS   
(1 YR = 12 MO)
		
 $-   
		
TOTAL RECURRING MONTHLY COSTS   
(1 YR = 12 MO)
		
 $-   
	
	

		


		
LICENSE FEES
		
 $-   
		
 $-   
		


		
EMPLOYMENT – PERMANENT
		


		


		


		
SELF-CARE
		


		


		


		
	

		


		
BUSINESS INSURANCE
		
 $-   
		
 $-   
		


		
SALARIES/WAGES
		
 $-   
		
 $-   
		


		
FOOD
		
 $-   
		
 $-   
		


		
	

		


		
OTHER
		
 $-   
		
 $-   
		


		
BONUS PAY
		
 $-   
		
 $-   
		


		
CLOTHING
		
 $-   
		
 $-   
		


		
TOTAL BUSINESS EXPENSES
		
 $-   
		
TOTAL HOUSEHOLD EXPENSES
		
 $-   
	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		
INCREASES
		
 $-   
		
 $-   
		


		
PERSONAL CARE
		
 $-   
		
 $-   
		


		
	

		


		
TOTAL GENERAL/ADMIN
		
 $-   
		
 $-   
		


		
BENEFITS
		
 $-   
		
 $-   
		


		
CHILD CARE
		
 $-   
		
 $-   
		


		
	

		


		
OPERATIONS
		


		


		


		
INSURANCE
		
 $-   
		
 $-   
		


		
EDUCATION
		
 $-   
		
 $-   
		


		
ESTIMATED 
FIRST-YEAR BUSINESS 
INCOME
		
 $-   
		
ESTIMATED 
FIRST-YEAR HOUSEHOLD INCOME
		
 $-   
	
	

		


		
TRAVEL
		
 $-   
		
 $-   
		


		
RECRUITMENT
		
 $-   
		
 $-   
		


		
ENTERTAINMENT
		
 $-   
		
 $-   
		


		
	

		


		
LAUNDRY
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
INSURANCE
		
 $-   
		
 $-   
		


		
	

		


		
TRANSPORTATION
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
MEDICAL EXPENSES 
		
 $-   
		
 $-   
		


		
BUSINESS 
FIRST-YEAR PROFIT/LOSS
		
 $-   
		
HOUSEHOLD 
FIRST-YEAR PROFIT/LOSS
		
 $-   
	
	

		


		
CLEANING SERVICES & SUPPLIES
		
 $-   
		
 $-   
		


		
TOTAL PERMANENT EMPLOYMENT
		
 $-   
		
 $-   
		


		
DENTAL EXPENSES
		
 $-   
		
 $-   
		


		
	

		


		
SUBSCRIPTIONS
		
 $-   
		
 $-   
		


		
EMPLOYMENT – CASUAL
		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		
	

		


		
KITCHENETTE/COFFEE/SNACKS
		
 $-   
		
 $-   
		


		
SALARIES/WAGES
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
AVAILABLE CASH/ SAVINGS/OTHER
		
 $-   
		
AVAILABLE CASH/ SAVINGS/OTHER
		
 $-   
	
	

		


		
KITCHENETTE EQUIPMENT
		
 $-   
		
 $-   
		


		
BONUS PAY
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
	

		


		
OTHER
		
 $-   
		
 $-   
		


		
INCREASES
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
	

		


		
OTHER
		
 $-   
		
 $-   
		


		
INSURANCE
		
 $-   
		
 $-   
		


		
TOTAL GENERAL/ADMIN
		
 $-   
		
 $-   
		


		
BUSINESS 
BALANCE
		
 $-   
		
PERSONAL BALANCE
		
 $-   
	
	

		


		
TOTAL OPERATIONS
		
 $-   
		
 $-   
		


		
BENEFITS
		
 $-   
		
 $-   
		


		
HOME
		


		


		


		
	

		


		
MARKETING/PROMO
		


		


		


		
RECRUITMENT
		
 $-   
		
 $-   
		


		
RENT/LEASE
		
 $-   
		
 $-   
		


		
	

		


		
ADVERTISING
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
HOME PHONE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
PROMO
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
INTERNET
		
 $-   
		
 $-   
		


		


		


		
YEAR-END BALANCE 
(BUSINESS + PERSONAL)
		
 $-   
	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		
OTHER
		
 $-   
		
 $-   
		


		
ELECTRIC
		
 $-   
		
 $-   
		


		


		


		
	

		


		
OTHER
		
 $-   
		
 $-   
		


		
TOTAL CASUAL EMPLOYMENT
		
 $-   
		
 $-   
		


		
GAS
		
 $-   
		
 $-   
		


		


		


		
	

		


		
TOTAL MARKETING/PROMO
		
 $-   
		
 $-   
		


		
TOTAL EXPENSES – EMPLOYMENT
		
 $-   
		
 $-   
		


		
WATER/SEWAGE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
WEBSITE/MOBILE APP
		


		


		


		


		


		


		


		
WASTE REMOVAL
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
DOMAIN
		
 $-   
		
 $-   
		


		


		


		


		


		
REPAIR/MAINTENANCE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
HOSTING
		
 $-   
		
 $-   
		


		


		


		


		


		
HOME/RENTAL INSURANCE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		
SECURITY
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
TOTAL WEBSITE/MOBILE APP
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OCCUPANCY
		


		


		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
RENT/LEASE
		
 $-   
		
 $-   
		


		


		


		


		


		
TOTAL HOME
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
PHONE
		
 $-   
		
 $-   
		


		


		


		


		


		
TRANSPORTATION
		


		


		


		


		


		


		


	
	

		


		
INTERNET
		
 $-   
		
 $-   
		


		


		


		


		


		
FUEL
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
ELECTRIC
		
 $-   
		
 $-   
		


		


		


		


		


		
SERVICE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
GAS
		
 $-   
		
 $-   
		


		


		


		


		


		
PARTS/MAINTENANCE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
WATER/SEWAGE
		
 $-   
		
 $-   
		


		


		


		


		


		
INSURANCE
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
WASTE REMOVAL
		
 $-   
		
 $-   
		


		


		


		


		


		
REGISTRATION
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
RECYCLING/SHREDDING
		
 $-   
		
 $-   
		


		


		


		


		


		
TOLLS/TRANSIT PASSES
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
REPAIR/MAINTENANCE
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
PROPERTY INSURANCE
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
SECURITY
		
 $-   
		
 $-   
		


		


		


		


		


		
TOTAL TRANSPORTATION
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		
ADDITIONAL
		


		


		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		
VACATION
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
TOTAL OCCUPANCY
		
 $-   
		
 $-   
		


		


		


		


		


		
GIFTING/ CHARITY/ TITHING
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
INVENTORY
		


		


		


		


		


		


		


		
PETS
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
STARTING INVENTORY
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
REPLACEMENT INVENTORY
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
COST OF GOODS
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
TOTAL AUTOMOTIVE
		
 $-   
		
 $-   
		


		


		


		


		


		
TOTAL ADDITIONAL
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
ADDITIONAL
		


		


		


		


		


		


		


		
TOTAL EXPENSES – PERSONAL
		
 $-   
		
 $-   
		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
OTHER
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
TOTAL ADDITIONAL
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
TOTAL EXPENSES – OPERATIONAL
		
 $-   
		
 $-   
		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		


		


		


		


		


		


		


		


		


		


		


		


		


		


		


		


	
	

		


		
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