ESSENTIAL MONTHLY EXPENSES
                           Home                                                Food
                           Monthly Rent or Mortgage       $1,000               Groceries                         $100
                           Property Taxes                    $100
                           Home Insurance                    $100              Health/Medical
                           Home Repairs                      $100              Health Insurance                  $100
                           Average Utilities                 $100              Prescription Medications          $100
                                                                               Life Insurance                    $100
                           Transportation
                           Car Loan/Payments                 $100              Debt Repayment
                           Car Insurance                     $100              Credit Card Payment               $100
                           Gas                               $100              Student Loan Payment              $100
                           Public Transportation             $100              Other Loans                       $100
                           Other (Parking, Tolls, etc.)      $100
                           Other Essential Expenses
                           Miscellaneous                     $100                                  TOTAL:      $2,700
                                                          EMERGENCY FUND GOAL
                           How many months of living expenses are you aiming to save? 
                           A minimum of 3 months is recommended.                                                3
                                                                                      Number of months:
                           TOTAL GOAL:
                           $8,100