Introduction to ESG Investing
                                                     The World Needs to Change
                                                     • Being part of the solution
                                                     • Sustainability
                                                     What is ESG Investing?
                                                     • Environmental
                                                     • Social
                                                     • Governance
           INTRODUCTION                              Types of ESG Investment?
                                                     • Impact Portfolio
                                                     • Thematic Portfolio
                                                     • Systematic  Portfolio
                                                     AG Approach to ESG Investment
                                                     • Systematic ESG Portfolio
                                                     • Overweight ‘Best in Class’
                                                     • Performance
                                                     • The destination is worth it
                                                                                      2
                           The World Needs to Change
                  The world is facing many real challenges, important and in some cases urgent.
                                                                  3
                                                                             The World Needs to Change                                                                                                                      4
                                           Energy Supply                                                                                                             Housing
                                       •   Sourcing greener energy                                                                                                   •  Better insulation
                                       •   Solar panels                                                                                                              •  Appliance ratings
                                       •   Smart meters                                                                                                              •  Recycling
                                        Travel                                                         Being Part                                                    Consumer Purchasing
                                      •  Carbon off-set for flights                                         of the                                                   •  Avoid companies with poor reputations
                                      •  E-cars and fuel efficiency                                      Solution                                                    •  Favour good companies
                                      •  Methods of travel                                                                                                           •  Animal testing choices
                                    Food & Agriculture                                                                                                               Sustainable Investing
                                    •  Better animal welfare                                                                                                         •  Favour good companies
                                    •  Food miles                                                                                                                    •  Avoid worse companies
                                    •  Avoiding deforestation (palm oil).                                                                                            •  Underweight ‘less good’ companies
                                                                                                                                                                                                                                4
                                                                  The World Needs to Change
                                             Sustainability – Balancing the claims of the present, against the claims of the 
                                                                                                future. 
                                                                                                          Making the world a better place
                                                                                                                 •   Defining a more balanced use of natural resources
                                                                                                                 •   Tackling climate change and caring for the environment
                                                                                                                 •   Building a fairer society
                                                                                                                 •   Driving better corporate governance
                                                                                                                 •   ESG Investing can assist with all of these factors
              Source: United Nations
                                                                                                                                                                5
                                                        What is ESG Investing?
           Environmental                                  Social                                         Governance
           •   Biodiversity loss                          •  Mass migration                              •     Executive compensation
           •   Greenhouse gas emissions                   •  Wealth distribution                         •     Bribery and corruption
           •   Energy efficiency                          •  Access to healthcare                        •     Independent directors
           •   Renewable energy                           •  Workplace health and safety                 •     Ethics in business
           •   Resource depletion                         •  Diversity                                   •     Transparent disclosure of 
           •   Ocean acidification                        •  Employment rights, child                          ESG criteria
           •   Ozone depletion                               labour and slavery                          •     Whistle-blowing policies
                                                          •  Controversial weapons such                  •     Implications of business 
                                                             as cluster bombs                                  strategy on social and 
                                                                                                               sustainability issues
                                                                                                                             6