Pedoman Good Corporate Governance 
                       (GCG Code) 
                              
                PT PEGADAIAN (Persero) 
                              
                              
                              
                              
                              
                              
                              
                           2017                   i 
                        TAHUN 2017 
           
                              
                                                                DAFTAR ISI 
                   
                  LEMBAR PENGESAHAN 
                  PERNYATAAN KOMITMEN DEWAN KOMISARIS DAN DIREKSI 
                  DAFTAR ISI..............................................................................................................................i 
                  BAB I       PENDAHULUAN 
                              A.  Latar Belakang .......................................................................................................... 1 
                              B.  Dasar Hukum............................................................................................................. 2 
                              C.  Maksud dan Tujuan .................................................................................................. 4 
                              D.  Ruang Lingkup .......................................................................................................... 6 
                              E.  Pengertian.................................................................................................................. 7 
                              F.    Visi, Misi, Tujuan, dan Nilai – Nilai Perusahaan ................................................. 11 
                  BAB II      TATA KELOLA PERUSHAAN YANG BAIK 
                              Prinsip-Prinsip Tata Kelola Perusahaan yang Baik ................................................... 14 
                  BAB III     ORGAN PERUSHAAN 
                              A.  Rapat Umum Pemegang Saham (RUPS) ........................................................... 17 
                                    1.   Jenis RUPS ...................................................................................................... 17 
                                    2.   Jadwal RUPS ................................................................................................... 18 
                                    3.   Materi RUPS Tahunan ................................................................................... 18 
                                    4.   Materi RUPS Mengenai Persetujuan RKAP ................................................ 19 
                                    5.   Tempat dan Penyelenggaraan RUPS .......................................................... 20 
                                    6.   Pemanggilan RUPS oleh Direksi .................................................................. 20 
                                    7.   Pemanggilan RUPS oleh Dewan Komisaris ................................................ 21 
                                    8.   Pemanggilan RUPS oleh Pemegang Saham .............................................. 22 
                                    9.   Ketua dan Berita Acara RUPS ...................................................................... 23 
                                    10.  Kuorum Dalam RUPS ..................................................................................... 23 
                                    11.  Hak Suara Dalam RUPS ................................................................................ 26 
                                    12.  Pengambilan Keputusan Dalam RUPS ........................................................ 26 
                                    13.  Hak Pemegang Saham .................................................................................. 28 
                                    14.  Kewenangan RUPS ........................................................................................ 28 
                                    15.  Akuntabilitas Pemegang Saham ................................................................... 31 
                              B.  Dewan Komisaris .................................................................................................... 32 
                                    1.   Kualifikasi (Persyaratan) Anggota Dewan Komisaris ................................. 32 
                                    2.   Komposisi Dewan Komisaris ......................................................................... 32 
                                    3.   Masa Jabatan Anggota Dewan Komisaris ................................................... 33 
                                    4.   Tugas, Kewajiban, Wewenang dan Hak Dewan Komisaris ...................... 33 
                                    5.   Rapat Dewan Komisaris ................................................................................. 34 
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                                     6.    Program Pengenalan dan Pengembangan Kompetensi ........................... 35 
                                     7.    Fungsi Pengawasan Dewan Komisaris ........................................................ 36 
                                     8.    Etika Jabatan Dewan Komisaris ................................................................... 36 
                                     9.    Kinerja Anggota Dewan Komisaris ............................................................... 36 
                                     10.  Hubungan Kerja Dewan Komisaris dengan Direksi.................................... 37 
                                C.  Organ Pendukung Dewan Komisaris ................................................................... 38 
                                     1.    Komite-Komite di bawah Dewan Komisaris ................................................. 38 
                                     2.    Sekretaris Dewan Komisaris.......................................................................... 38 
                                D.  Direksi....................................................................................................................... 39 
                                     1.    Kualifikasi (Persyaratan) Anggota Direksi ................................................... 39 
                                     2.    Komposisi Direksi ............................................................................................ 39 
                                     3.    Masa Jabatan Anggota Direksi ..................................................................... 40 
                                     4.    Tugas, Kewajiban, Wewenang dan Hak Direksi ......................................... 40 
                                     5.    Rapat Direksi ................................................................................................... 41 
                                     6.    Program Pengenalan dan Pengembangan Kompetensi ........................... 42 
                                     7.    Etika Jabatan Direksi ...................................................................................... 42 
                                     8.    Kinerja Anggota Direksi .................................................................................. 43 
                                E.  Organ Pendukung Direksi...................................................................................... 44 
                                     1.    Sekretaris Perusahaan ................................................................................... 44 
                                     2.    Satuan Pengawasan Intern (SPI) ................................................................. 44 
                                F.   Dewan Pengawas Syariah .................................................................................... 45 
                                G.  Hubungan Antar Organ Perushaan ...................................................................... 46 
                   BAB IV  KEBIJAKAN POKOK PERUSAHAAN 
                                A.  Umum ....................................................................................................................... 48 
                                     1.    Integritas Bisnis ............................................................................................... 48 
                                     2.    Hubungan dengan Pemegang Saham ......................................................... 48 
                                     3.    Pengelolaan Keuangan dan Kebijakan Akuntansi Perusahaan ............... 49 
                                     4.    Pengendalian Internal ..................................................................................... 53 
                                     5.    Akuntan Publik ................................................................................................. 54 
                                B.  Khusus ..................................................................................................................... 57 
                                     1.    Rencana Jangka Panjang Perusahaan (RJPP) .......................................... 57 
                                     2.    Rencana Kerja dan Anggaran Perusahaan (RKAP) .................................. 58 
                                     3.    Manajemen Risiko ........................................................................................... 60 
                                     4.    Pemberdayaan Masyarakat ........................................................................... 62 
                                     5.    Kesehatan dan Keselamatan Kerja (K3) ...................................................... 63 
                                     6.    Hubungan dengan Karyawan ........................................................................ 64 
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                                     7.    Keterlibatan dalam Aktivitas Politik ............................................................... 66 
                                     8.    Hubungan dengan Regulator dan Pejabat Pemerintah/Negara ............... 66 
                                     9.    Manajemen Teknologi .................................................................................... 66 
                                     10.  Manajemen Kinerja ......................................................................................... 67 
                                     11.  Etika Kerja ........................................................................................................ 68 
                                     12.  Transaksi Afiliasi ............................................................................................. 68 
                                     14.  Etika Usaha Anti KKN ..................................................................................... 69 
                                     15.  Keterbukaan  Informasi Perusahaan ............................................................ 71 
                                     16.  Pengadaan Barang dan Jasa ........................................................................ 74 
                                     17.  Pengelolaan Asset .......................................................................................... 75 
                                     18.  Pengelolaan Dokumen/ Arsip Perusahaan .................................................. 76 
                   BAB V        PENGELOLAAN ANAK PERUSAHAAN 
                                A.  Kebijakan Umum ..................................................................................................... 77 
                                B.  Pengangkatan dan Pemberhentian Pengurus Anak Perusahaan.................... 78 
                                C.  Perlakuan yang Sama Kepada Pemegang Saham Lain dan Di Anak 
                                     Perusahaan ............................................................................................................. 79 
                   BAB VI  PENGELOLAAN HUBUNGAN DENGAN STAKEHOLDERS 
                                A.  Hubungan Perusahaan  dengan Insan Pegadaian ............................................ 80 
                                B.  Hubungan Perusahaan  dengan Pelanggan/ Nasabah ..................................... 80 
                                C.  Hubungan Perusahaan  dengan Rekanan/ Pemasok ....................................... 81 
                                D.  Hubungan Perusahaan  dengan Kreditur dan Pemegang Obligasi  
                                     (Bondholder) ............................................................................................................ 81 
                                E.  Hubungan Perusahaan  dengan Masyarakat dan Lingkungan Sekitar ........... 81 
                   BAB VII  IMPLEMENTASI PEDOMAN 
                                A.  Sosialisasi dan Implementasi ................................................................................ 82 
                                B.  Pelaporan Pelanggaran ......................................................................................... 83 
                   BAB VIII  PENUTUP 
                      A.        Masa Berlaku .................................................................................................................. 84 
                      B.        Evaluasi dan Penyempurnaan ...................................................................................... 84 
                    
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